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Posts: 15
Reply with quote  #1 
Leasing a SFR with $4000/mo 2500sqft in Los Angeles.
A couple visited the house. Wife will stay in this property. Husband does business in 100 miles away and visits only weekend and holidays. Wife's income alone and FICO meet the requirement. 

My policy is that anyone who will stay longer than 30 days a year will be on the lease and their FICO and background will be screened.

The husband refuses to be on the lease and screening, saying that the wife alone can qualify and that the separation is their family business practice. The husband is a realtor and part time grad student. I cannot imagine any harm in his signing the lease (this is not a loan).

Do you see any problem in letting them in without putting the husband on lease? 

- Thanks for the replies. They are legally married but prefer financially separate.

Posts: 146
Reply with quote  #2 
Tough call.  If she is well qualified and the ideal tenant I might let it slide.  Otherwise keep looking.  I would be afraid of getting in the middle of a domestic issue down the road (you mentioned "separation").

If you do decide to let her lease it herself, be very clear that she alone is responsible for the lease payments and any damage caused by herself, family and guests.  Have her initial those sections of the lease.

AccidentalRental - A profitable resource for new landlords


Posts: 465
Reply with quote  #3 
What does this mean: "...and that the separation is their family business practice." Are they married, separated, or what?

It isn't a loan, but it is still a major legal and financial obligation (and at $4k per month, that's $48k per year, well over many loans, even many or most car loans). 

If he is on the lease, then he would be liable if she left and stopped paying rent. So it isn't completely unreasonable that he doesn't want to be on it. 

Per your lease, you can tell them both that if he refuses to be on the lease, he is not permitted to spend the night more than 30 nights per year. Tell them both that it isn't just about screening for income and credit, it is about a legal agreement between you (the landlord) and ALL tenants/residents. Even if it isn't his primary residence, he already intends to stay longer than the lease allows someone not on the lease, and that assumes life doesn't change and make it reasonable for him to move in permanently. 
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