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4Rent

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Posts: 33
Reply with quote  #1 
Is there a Tenant Black List somewhere on this site?  If not, can one be started?
ahkenaten

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Posts: 156
Reply with quote  #2 
Been thinking about it for a while. Trying to get it started but need some web developers to help out. They have some pay sites that have tenant black lists, but I'd rather have a free one.
4Rent

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Posts: 33
Reply with quote  #3 
Could we start one on this site?  I don't want to break any of this website's rules.  However, Landlords need to help each other out.  There are a lot of bad tenants and even with careful screening, one eventually falls through the cracks.  
ahkenaten

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Posts: 156
Reply with quote  #4 
You can always ask the moderator.
maybe

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Posts: 1
Reply with quote  #5 
This has just been set up and needs support to get established http://www.bad-tenant.co. If you click on Admin and signup you will be given access to upload your Bad Tenants details.
NoNonsenseLandlord

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Posts: 178
Reply with quote  #6 
There has always been a tenant black list, and has been around since FICO has.  It's called credit score and income verification.

Income will tell you the tenants ability to pay rent, credit score will tell you the tenants desire to pay rent.

It really is that easy.

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tenantopia

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Reply with quote  #7 
http://www.tenantopia.com is a repository or tenant information. sign-up is free for all landlords and tenants. Any tenant who has been evicted can be found during Tenantopia's background check. We also provide an online application and selection tool making it easy for the tenants to apply and provide you with their verified information.
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Number21

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Posts: 75
Reply with quote  #8 
Quote:
Originally Posted by NoNonsenseLandlord
There has always been a tenant black list, and has been around since FICO has.  It's called credit score and income verification.

Income will tell you the tenants ability to pay rent, credit score will tell you the tenants desire to pay rent.

It really is that easy.


Stupid post, as usual. FICO score and income have nothing to do with rental history. Landlords do not report to credit agencies. Certainly, those things can be a consideration, but they do not tell the whole story. It really isn't that easy.
Maxmillian

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Posts: 33
Reply with quote  #9 
credit scores are  number one in selecting a tenant Next is verified income and debts , and last are references which may be phony Whenever possible  I check the car and  drop by the present housing 
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Maxmillian

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Reply with quote  #10 
There is no hard and fast rule for picking a good tenant I do notice the some people with bad credit will trumpet their sterling rental history.My feeling is that credit denotes the level of  responsibility .People with low credit are usually a problem The exception would be for  medical bills or a small business failure 
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OHlandlord

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Reply with quote  #11 
Credit scores mean very little unless it is a high-end rental.  Credit scores can be ruined by a divorce, a car accident, a major illness, a lay-off, ...  None of those mean the tenant won't pay the rent unless he has a habit of doing so.  Most who have good credit in the last few years would buy rather than rent.  Interest rates have been down, home prices have been down - it was a buyer's market.  In addition, many banks have eased their qualifications so it has been easier to get a loan.  And many people with poor credit are still good tenants.

I check income qualifications (3 x the rent in take home income), landlord references-current and past (if they faithfully paid them, they should pay you too), debt-income ratios (what other payments do they have due), any outstanding civil judgement (that someone may garnish wages over), etc.  I never call personal references (is anyone going to give you the number of a bad personal reference?)  I don't even ask for them any more.

Black lists are problematic.  They scream discrimination since only bad tenants are listed.  Better are simple tenant lists.  List both good and bad tenants and no one can claim they are being blackballed.  You are simply telling your experiences with that tenant.
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