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Forums > INSURANCE > which carrier has best pricing?
 
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further
Registered: 08/05/07
Posts: 1

    08/05/07 at 06:43 PM
Reply with quote#1

I have coverage w/ Erie for several Ohio rental properties. Are there any carriers that have better pricing than Erie? I would like to carry $10,000 deductibles. Erie doesn't allow a deductible more than $5,000.

OHlandlord
Registered: 01/20/07
Posts: 1,836

    08/05/07 at 11:57 PM
Reply with quote#2

Pricing on insurance policies varies for several reasons, including the section of the state it is in, your credit report, how near rivers are, how close is the nearest fire hydrant/station, is the local fire company manned 24/7 or a volunteer, how many previous claims and inquiries you have had, the type of rental property each is, etc.  I have State Farm and have had for years.  They are the lowest for me in my area.  They may be different in your area.  Your best bet is to start calling around for quotes just before yours expire.

hnrozin
Registered: 12/05/08
Posts: 1

    12/05/08 at 11:24 AM
Reply with quote#3

AllState gives rental properties the a discount if you have homeowners / auto with them already.  I just switched all my rental property insurance to them, they were the cheapest once the discount was applied.  probably saved 30% on my bill.

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